Sony Corporation Of America 401(k): best low-cost funds
Sony USA 401(k) Plan · Plan #002 · NEW York, NY
Suggested simple Boglehead mix
The public data doesn't show enough index funds from this plan to suggest a full mix. A typical Boglehead approach: look in your menu for a US total market or S&P 500 index fund, an international index fund, and a US bond index fund, all with expense ratios under about 0.10%. Or use one low-cost target-date index fund. How the 3-fund portfolio works.
Know this plan's fund menu? Submit it and we'll add a fund-by-fund pick list.
Pooled funds named in the filing (Schedule D)
These are collective trusts and similar pooled funds the plan reported holding. Names that look like index funds are tagged index by keyword, so check them yourself. Mutual funds are not listed by name in the free data.
| Fund | Manager | Type | Plan's holding |
|---|---|---|---|
| Ntgi S & P 500 Index DC NL index | Northern Trust Investments, Inc. | Common/collective trust | $1.0B |
| Ntgi Extended Equity Index NL index | Northern Trust Investments, Inc. | Common/collective trust | $380.5M |
| Blackrock Lifepath Index 2035 NLG index | Blackrock Institutional Trust CO. | Common/collective trust | $364.3M |
| Blackrock Lifepath Index 2045 NLG index | Blackrock Institutional Trust CO. | Common/collective trust | $359.9M |
| Blackrock Lifepath Index 2040 NLG index | Blackrock Institutional Trust CO. | Common/collective trust | $352.3M |
| Blackrock Lifepath Index 2050 NLG index | Blackrock Institutional Trust CO. | Common/collective trust | $319.9M |
| Loomis Sayles Large CAP Growth TR | Loomis Sayles Trust Company, LLC | Common/collective trust | $308.8M |
| Blackrock Lifepath Index 2030 NLG index | Blackrock Institutional Trust CO. | Common/collective trust | $269.3M |
| Blackrock Lifepath Index Retire NLG index | Blackrock Institutional Trust CO. | Common/collective trust | $238.9M |
| Blackrock Lifepath Index 2055 NLG index | Blackrock Institutional Trust CO. | Common/collective trust | $221.1M |
| Ntgi Russell 1000 Growth Index NL index | Northern Trust Investments, Inc. | Common/collective trust | $203.6M |
| SS U.S Bond IDX NL Series Fund CL A | State Street Global Advisors Trust Company | Common/collective trust | $171.1M |
| Jennison US Small CAP Equity Fund | Prudential Trust Company | Common/collective trust | $146.6M |
| Ssga GL ALL CAP EQ Ex-u.s. IDX NL | State Street Bank And Trust Company | Common/collective trust | $141.5M |
| Blackrock Lifepath Index 2060 NLG index | Blackrock Institutional Trust CO. | Common/collective trust | $110.6M |
| Galliard SA Intermediate Core FD L | SEI Trust Company | Common/collective trust | $91.5M |
| Ntgi Russell 1000 Value Index NL index | Northern Trust Investments, Inc. | Common/collective trust | $88.0M |
| Prudential Core Plus Bond Fund | Prudential Trust CO | Common/collective trust | $62.2M |
| Metwest Total Return Bond Fund Clas | SEI Trust Company | Common/collective trust | $60.8M |
| Ssga Russell 2000 Index NL Class A index | State Street Bank And Trust Company | Common/collective trust | $42.0M |
| Ssga International Index NL Class A index | State Street Bank And Trust Company | Common/collective trust | $40.1M |
| Galliard SA Intermediate Core FD J | SEI Trust Company | Common/collective trust | $33.3M |
| Galliard SA Intermediate Core FD E | SEI Trust Company | Common/collective trust | $33.1M |
| Galliard SA Intermediate Core FD C | SEI Trust Company | Common/collective trust | $33.0M |
| Blackrock Lifepath Index 2065 NLG index | Blackrock Institutional Trust CO. | Common/collective trust | $24.0M |
| Ssga US High Yield Bond IDX NL CL A | State Street Bank And Trust Company | Common/collective trust | $17.8M |
| AEW Global Properties Trust Fund DC | SEI Trust Company | Common/collective trust | $17.3M |
| MFO Sands CAP Collective Invt TR | SEI Trust Company | Common/collective trust | $13.8M |
| Short Term Investment Fund A | SEI Trust Company | Common/collective trust | $7.7M |
| Ntgi Msci Emerging Markets Index NL index | Northern Trust Investments, Inc. | Common/collective trust | $6.9M |
| Ntgi Govt Stif | Northern Trust Investments, Inc. | Common/collective trust | $6.9M |
| Ssga Global Real Estate IDX NL CL A | State Street Bank And Trust Company | Common/collective trust | $6.1M |
| Ntgi Govt Stif | Northern Trust Investments, Inc. | Common/collective trust | $3.7M |
| MFO State STR BK & TR CO Invt FDS T | State Street Bank And Trust Company | Common/collective trust | $0 |
| Galliard SA Intermediate Core FD N | SEI Trust Company | Common/collective trust | $0 |
| GS Stable Value Collective Trust | Goldman Sachs Trust Company, N.a. | Common/collective trust | $0 |
| Blackrock Lifepath Index 2025 NLG index | Blackrock Institutional Trust CO. | Common/collective trust | $0 |
How plan assets are invested
| Category (Schedule H) | Amount | Share |
|---|---|---|
| Registered investment companies (mutual funds) | $339.3M | 5.5% |
| Common/collective trusts | $5.2B | 83.4% |
| Common stock (direct) | $427.1M | 6.9% |
| Participant loans | $28.5M | 0.5% |
| Other investments | $79.2M | 1.3% |
Fees paid from plan assets
| Investment advisory & management fees | $6.3M |
| Other administrative fees | $1.3M |
| Total administrative expenses | $9.1M |
Reported administrative expenses were about 0.157% of average plan assets, or about $358 per participant with a balance. This usually excludes fund expense ratios netted inside mutual funds and trusts.
Source: DOL EFAST2 Form 5500 & Schedules H/D, filing ID 20251014110147NAL0001256851001. EIN 131914734.
FAQ
What are the best low-cost funds in the Sony Corporation Of America 401(k)?
The free public data doesn't list enough of the Sony Corporation Of America plan's index funds to say. Look in your plan's fee disclosure (404a-5 notice) for a US stock index fund, an international index fund and a bond index fund with low expense ratios.
Can I build a three-fund portfolio in the Sony Corporation Of America 401(k)?
Possibly. Many large plans offer the three building blocks, but the public data for this plan doesn't confirm it. A low-cost target-date index fund is a common one-fund alternative.
How big is the Sony Corporation Of America 401(k) plan?
The plan reported about $6.2B in net assets and 25,568 participants with balances for plan year 2024, according to its DOL Form 5500 filing.
Where does this data come from?
From public U.S. Department of Labor Form 5500 filings (EFAST2) and, where noted, the plan's SEC Form 11-K. Data can be outdated or incomplete, and this page is not financial advice.
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