The Allstate Corporation 401(k): best low-cost funds
Allstate 401(k) Savings Plan · Plan #001 · Dallas, TX
Suggested simple Boglehead mix
- US stocks (~60%): SSgA S&P 500 Index Non-Lending Series Fund - Class A
- International stocks (~20-30%): SSgA Global All Cap Equity ex U.S. Index Non-Lending Series Fund - Class A
- Bonds (~10-20%): SSgA U.S. Bond Index Non-Lending Series Fund - Class A
Fund names from the plan's public SEC Form 11-K filed 2025-06-23 (fund list in the annual report). Confirm they are on your current menu and check expense ratios. Adjust the bond share for your age and risk tolerance.
Know this plan's fund menu? Submit it and we'll add a fund-by-fund pick list.
Pooled funds named in the filing (Schedule D)
These are collective trusts and similar pooled funds the plan reported holding. Names that look like index funds are tagged index by keyword, so check them yourself. Mutual funds are not listed by name in the free data.
| Fund | Manager | Type | Plan's holding |
|---|---|---|---|
| S&P 500 Index NL SF CL A index | State Street Global Advisors Trust Company | Common/collective trust | $2.3B |
| Global ALL CAP Equity EX US Indx NL | State Street Global Advisors Trust Company | Common/collective trust | $741.0M |
| S&P Midcap Index NL SF CL A index | State Street Global Advisors Trust Company | Common/collective trust | $597.5M |
| U.s. Bond Index NL SF CL A index | State Street Global Advisors Trust Company | Common/collective trust | $512.6M |
| Russell Small CAP Index NL SF CL A index | State Street Global Advisors Trust Company | Common/collective trust | $410.8M |
| Invesco HQ Stbf | Invesco Trust Company | Common/collective trust | $275.8M |
| Target Retirement 2035 NL SF CL A | State Street Global Advisors Trust Company | Common/collective trust | $216.8M |
| Target Retirement 2030 NL SF CL A | State Street Global Advisors Trust Company | Common/collective trust | $201.4M |
| Target Retirement 2040 NL SF CL A | State Street Global Advisors Trust Company | Common/collective trust | $194.5M |
| Target Retirement 2045 NL SF CL A | State Street Global Advisors Trust Company | Common/collective trust | $181.6M |
| Target Retirement 2055 NL SF CL A | State Street Global Advisors Trust Company | Common/collective trust | $164.7M |
| Target Retirement 2050 NL SF CL A | State Street Global Advisors Trust Company | Common/collective trust | $160.9M |
| Target Retirement 2025 NL SF CL A | State Street Global Advisors Trust Company | Common/collective trust | $137.9M |
| Target Retirement 2060 NL SF CL A | State Street Global Advisors Trust Company | Common/collective trust | $90.1M |
| Jennison A+ Intermediate Fund | Invesco Trust Company | Common/collective trust | $63.6M |
| Invesco A+ Intermediate Fund | Invesco Trust Company | Common/collective trust | $63.6M |
| Emerging Markets Index NL Sf-cl A index | State Street Global Advisors Trust Company | Common/collective trust | $52.0M |
| Target Retirement 2020 NL SF CL A | State Street Global Advisors Trust Company | Common/collective trust | $41.8M |
| Target Retirement Income NL SF CL A | State Street Global Advisors Trust Company | Common/collective trust | $40.2M |
| Real Return EX NRE NL SF CL C | State Street Global Advisors Trust Company | Common/collective trust | $38.5M |
| Pimco A+ Core Fixed Income Fund | Invesco Trust Company | Common/collective trust | $31.9M |
| Invesco A+ Core Fixed Income Fund | Invesco Trust Company | Common/collective trust | $31.9M |
| Loomis Sayles A+ Core Fixed Income | Invesco Trust Company | Common/collective trust | $31.8M |
| Dodge & COX A+ Core Fixed Income | Invesco Trust Company | Common/collective trust | $31.7M |
| Pimco A+ Intermediate Fund | Invesco Trust Company | Common/collective trust | $31.6M |
| Loomis Sayles A+ Intermediate Fund | Invesco Trust Company | Common/collective trust | $31.5M |
| NT Collective Short Term INV Fund | Northern Trust Investments, Inc. | Common/collective trust | $28.9M |
| Target Retirement 2065 NL SF CL A | State Street Global Advisors Trust Company | Common/collective trust | $15.1M |
| NT Collective Emrg MRK IND FD NL | Northern Trust Investments, Inc. | Common/collective trust | $0 |
How plan assets are invested
| Category (Schedule H) | Amount | Share |
|---|---|---|
| Common/collective trusts | $6.8B | 88.8% |
| Employer securities (company stock) | $727.3M | 9.5% |
| Participant loans | $100.1M | 1.3% |
| Other investments | $21.6M | 0.3% |
Fees paid from plan assets
| Investment advisory & management fees | $5.3M |
| Other administrative fees | $32,969 |
| Total administrative expenses | $7.9M |
Reported administrative expenses were about 0.110% of average plan assets, or about $132 per participant with a balance. This usually excludes fund expense ratios netted inside mutual funds and trusts.
Source: DOL EFAST2 Form 5500 & Schedules H/D, filing ID 20251007160533NAL0002597571001. EIN 363871531.
FAQ
What are the best low-cost funds in the The Allstate Corporation 401(k)?
Based on public filings, index options include SSgA S&P 500 Index Non-Lending Series Fund - Class A (US stocks), SSgA Global All Cap Equity ex U.S. Index Non-Lending Series Fund - Class A (international stocks) and SSgA U.S. Bond Index Non-Lending Series Fund - Class A (bonds). Confirm them against your current plan menu and fee disclosure.
Can I build a three-fund portfolio in the The Allstate Corporation 401(k)?
It appears so: the filing lists a US stock index fund, an international index fund and a bond index fund. The split between them depends on your own goals and risk tolerance.
How big is the The Allstate Corporation 401(k) plan?
The plan reported about $7.6B in net assets and 60,084 participants with balances for plan year 2024, according to its DOL Form 5500 filing.
Where does this data come from?
From public U.S. Department of Labor Form 5500 filings (EFAST2) and, where noted, the plan's SEC Form 11-K. Data can be outdated or incomplete, and this page is not financial advice.
Other holding companies employers
- Bank Of America Corporation
- Wells Fargo & Company
- Capital ONE Financial Corporation
- State Street Corporation
- TD Bank US Holding Company
- Lincoln National Corporation