Pfizer INC 401(k): best low-cost funds
Pfizer Savings Plan · Plan #002 · NEW York, NY
Suggested simple Boglehead mix
- US stocks (~60%): SSGA S&P 500 Index Fund
- International stocks (~20-30%): SSGA International Equity Index Fund
- Bonds (~10-20%): SSGA Bond Index Fund
Fund names from the plan's public SEC Form 11-K for plan year 2024 (Schedule H, line 4i schedule of assets / fund list). Confirm they are on your current menu and check expense ratios. Adjust the bond share for your age and risk tolerance.
Know this plan's fund menu? Submit it and we'll add a fund-by-fund pick list.
Pooled funds named in the filing (Schedule D)
These are collective trusts and similar pooled funds the plan reported holding. Names that look like index funds are tagged index by keyword, so check them yourself. Mutual funds are not listed by name in the free data.
| Fund | Manager | Type | Plan's holding |
|---|---|---|---|
| Ssga S&P 500 Index NL SER FD index | State Street Global Advisors Trust Company | Common/collective trust | $3.6B |
| Fidelity Large CAP Growth Fund | Fidelity Management Trust Company | Common/collective trust | $1.7B |
| Vanguard Target RET 2030 Trust SEL | Vanguard Fiduciary Trust Company | Common/collective trust | $1.5B |
| Vanguard Target RET 2040 Trust SEL | Vanguard Fiduciary Trust Company | Common/collective trust | $1.4B |
| Vanguard Target RET 2035 Trust SEL | Vanguard Fiduciary Trust Company | Common/collective trust | $1.2B |
| Ssga Russell Sm-mid CAP Index NL SE index | State Street Global Advisors Trust Company | Common/collective trust | $1.1B |
| Vanguard Target RET 2045 Trust SEL | Vanguard Fiduciary Trust Company | Common/collective trust | $882.2M |
| Boston Partners Large CAP VAL EQ FD | Boston Partners Trust Company | Common/collective trust | $768.7M |
| Vanguard Target RET 2025 Trust SEL | Vanguard Fiduciary Trust Company | Common/collective trust | $649.6M |
| Vanguard Target RET 2050 Trust SEL | Vanguard Fiduciary Trust Company | Common/collective trust | $557.1M |
| Vanguard Target RET 2055 Trust SEL | Vanguard Fiduciary Trust Company | Common/collective trust | $401.8M |
| Vanguard Target RET 2020 Trust SEL | Vanguard Fiduciary Trust Company | Common/collective trust | $387.4M |
| Acadian International Equity Fund, | Acadian Asset Management LLC | Common/collective trust | $371.7M |
| Wtf-ctf Intl Research EQ Portfolio | Wellington Trust Company, NA | Common/collective trust | $371.3M |
| Vanguard Target RET INC Trust SEL | Vanguard Fiduciary Trust Company | Common/collective trust | $354.6M |
| Jennison Small-mid CAP Equity Fund | Prudential Trust Company | Common/collective trust | $279.8M |
| Vanguard Target RET 2060 Trust SEL | Vanguard Fiduciary Trust Company | Common/collective trust | $231.6M |
| Ssga International Index NL SER FD index | State Street Global Advisors Trust Company | Common/collective trust | $179.3M |
| Ssga US Bond Index NL SER FD index | State Street Global Advisors Trust Company | Common/collective trust | $98.3M |
| Collective Short Term INV Fund | Northern Trust Global Investments | Common/collective trust | $76.3M |
| Vanguard Target RET 2065 Trust SEL | Vanguard Fiduciary Trust Company | Common/collective trust | $34.1M |
| Vanguard Target RET 2070 Trust SEL | Vanguard Fiduciary Trust Company | Common/collective trust | $586,136 |
How plan assets are invested
| Category (Schedule H) | Amount | Share |
|---|---|---|
| Registered investment companies (mutual funds) | $1.2B | 5.7% |
| Common/collective trusts | $16.3B | 74.0% |
| Insurance co. general account | $1.2B | 5.4% |
| Employer securities (company stock) | $1.1B | 4.8% |
| Common stock (direct) | $1.7B | 7.9% |
| Participant loans | $103.5M | 0.5% |
| Other investments | $2.7M | 0.0% |
Fees paid from plan assets
| Investment advisory & management fees | $3.3M |
| Other administrative fees | $4.1M |
| Total administrative expenses | $9.4M |
Reported administrative expenses were about 0.045% of average plan assets, or about $165 per participant with a balance. This usually excludes fund expense ratios netted inside mutual funds and trusts.
Source: DOL EFAST2 Form 5500 & Schedules H/D, filing ID 20251002084241NAL0000160195001. EIN 135315170.
FAQ
What are the best low-cost funds in the Pfizer INC 401(k)?
Based on public filings, index options include SSGA S&P 500 Index Fund (US stocks), SSGA International Equity Index Fund (international stocks) and SSGA Bond Index Fund (bonds). Confirm them against your current plan menu and fee disclosure.
Can I build a three-fund portfolio in the Pfizer INC 401(k)?
It appears so: the filing lists a US stock index fund, an international index fund and a bond index fund. The split between them depends on your own goals and risk tolerance.
How big is the Pfizer INC 401(k) plan?
The plan reported about $22.0B in net assets and 57,024 participants with balances for plan year 2024, according to its DOL Form 5500 filing.
Where does this data come from?
From public U.S. Department of Labor Form 5500 filings (EFAST2) and, where noted, the plan's SEC Form 11-K. Data can be outdated or incomplete, and this page is not financial advice.
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