Blackrock, Inc. 401(k): best low-cost funds
Blackrock Retirement Savings Plan · Plan #001 · NEW York, NY
Suggested simple Boglehead mix
The public data doesn't show enough index funds from this plan to suggest a full mix. A typical Boglehead approach: look in your menu for a US total market or S&P 500 index fund, an international index fund, and a US bond index fund, all with expense ratios under about 0.10%. Or use one low-cost target-date index fund. How the 3-fund portfolio works.
Know this plan's fund menu? Submit it and we'll add a fund-by-fund pick list.
Pooled funds named in the filing (Schedule D)
These are collective trusts and similar pooled funds the plan reported holding. Names that look like index funds are tagged index by keyword, so check them yourself. Mutual funds are not listed by name in the free data.
| Fund | Manager | Type | Plan's holding |
|---|---|---|---|
| Blackrock Russell 1000 Fund Class F index | Blackrock Institutional Trust Company, N.a. | Common/collective trust | $540.1M |
| Blackrock Active Stock Fund Class F | Blackrock Institutional Trust Company, N.a. | Common/collective trust | $464.6M |
| Blackrock Lifepath Pyck 2045 F | Blackrock Institutional Trust Company, N.a. | Common/collective trust | $320.7M |
| Blackrock Lifepath Pyck 2050 F | Blackrock Institutional Trust Company, N.a. | Common/collective trust | $309.4M |
| Blackrock Lifepath Pyck 2055 F | Blackrock Institutional Trust Company, N.a. | Common/collective trust | $270.0M |
| Blackrock Lifepath Pyck 2040 F | Blackrock Institutional Trust Company, N.a. | Common/collective trust | $265.0M |
| Blackrock Equity Dividend Fund F | Blackrock Institutional Trust Company, N.a. | Common/collective trust | $250.6M |
| Blackrock Global Allocation Collect | Blackrock Institutional Trust Company, N.a. | Common/collective trust | $212.4M |
| Blackrock Russell 2000 Alpha Tilts index | Blackrock Institutional Trust Company, N.a. | Common/collective trust | $201.8M |
| Blackrock Lifepath Pyck 2035 F | Blackrock Institutional Trust Company, N.a. | Common/collective trust | $176.3M |
| Blackrock Lifepath Pyck 2060 F | Blackrock Institutional Trust Company, N.a. | Common/collective trust | $160.4M |
| Blackrock Short-term Investment FUN | Blackrock Institutional Trust Company, N.a. | Common/collective trust | $160.3M |
| Blackrock Msci Acwi EX US Class F index | Blackrock Institutional Trust Company, N.a. | Common/collective trust | $124.2M |
| Blackrock Lifepath Pyck 2033 F | Blackrock Institutional Trust Company, N.a. | Common/collective trust | $121.5M |
| Blackrock Lifepath Pyck 2030 F | Blackrock Institutional Trust Company, N.a. | Common/collective trust | $90.4M |
| Blackrock Emerging Markets Index FU index | Blackrock Institutional Trust Company, N.a. | Common/collective trust | $82.6M |
| Blackrock Lifepath Pyck 2027 F | Blackrock Institutional Trust Company, N.a. | Common/collective trust | $79.9M |
| Blackrock Total Return Bond F | Blackrock Institutional Trust Company, N.a. | Common/collective trust | $60.0M |
| Blackrock US Debt Index Fund Class index | Blackrock Institutional Trust Company, N.a. | Common/collective trust | $44.0M |
| Blackrock Strategic Income Opportun | Blackrock Institutional Trust Company, N.a. | Common/collective trust | $39.9M |
| Blackrock US Tips Fund Class F | Blackrock Institutional Trust Company, N.a. | Common/collective trust | $34.1M |
| Blackrock Lifepath Pyck 2065 F | Blackrock Institutional Trust Company, N.a. | Common/collective trust | $32.7M |
| Blackrock Lifepath Pyck 2024 F | Blackrock Institutional Trust Company, N.a. | Common/collective trust | $30.6M |
| Blackrock Lifepath Pyck 2021 F | Blackrock Institutional Trust Company, N.a. | Common/collective trust | $22.5M |
| Blackrock Lifepath Pyck 40 60 | Blackrock Institutional Trust Company, N.a. | Common/collective trust | $12.5M |
| Blackrock Lifepath Pyck 2018 F | Blackrock Institutional Trust Company, N.a. | Common/collective trust | $5.6M |
| Blackrock Lifepath Pyck 50 50 | Blackrock Institutional Trust Company, N.a. | Common/collective trust | $51,880 |
| Blackrock Lifepath Index 2025 Class index | Blackrock Institutional Trust Company, N.a. | Common/collective trust | $0 |
| Blackrock Lifepath Index 2030 Class index | Blackrock Institutional Trust Company, N.a. | Common/collective trust | $0 |
| Blackrock Lifepath Index 2035 Class index | Blackrock Institutional Trust Company, N.a. | Common/collective trust | $0 |
| Blackrock Lifepath Index 2040 Class index | Blackrock Institutional Trust Company, N.a. | Common/collective trust | $0 |
| Blackrock Lifepath Index 2045 Class index | Blackrock Institutional Trust Company, N.a. | Common/collective trust | $0 |
| Blackrock Lifepath Index 2050 Class index | Blackrock Institutional Trust Company, N.a. | Common/collective trust | $0 |
| Blackrock Lifepath Index 2055 Class index | Blackrock Institutional Trust Company, N.a. | Common/collective trust | $0 |
| Blackrock Lifepath Index 2060 Class index | Blackrock Institutional Trust Company, N.a. | Common/collective trust | $0 |
| Blackrock Lifepath Index 2065 Class index | Blackrock Institutional Trust Company, N.a. | Common/collective trust | $0 |
| Blackrock Lifepath Index Retirement index | Blackrock Institutional Trust Company, N.a. | Common/collective trust | $0 |
How plan assets are invested
| Category (Schedule H) | Amount | Share |
|---|---|---|
| Registered investment companies (mutual funds) | $103.4M | 2.2% |
| Common/collective trusts | $4.1B | 86.4% |
| Employer securities (company stock) | $86.5M | 1.8% |
| Common stock (direct) | $232.6M | 4.9% |
| Participant loans | $19.5M | 0.4% |
| Other investments | $85.1M | 1.8% |
Fees paid from plan assets
| Other administrative fees | $7,950 |
| Total administrative expenses | $7,950 |
Reported administrative expenses were about 0.000% of average plan assets, or about $1 per participant with a balance. This usually excludes fund expense ratios netted inside mutual funds and trusts.
Source: DOL EFAST2 Form 5500 & Schedules H/D, filing ID 20251015171845NAL0002694883001. EIN 991116001.
FAQ
What are the best low-cost funds in the Blackrock, Inc. 401(k)?
The free public data doesn't list enough of the Blackrock, Inc. plan's index funds to say. Look in your plan's fee disclosure (404a-5 notice) for a US stock index fund, an international index fund and a bond index fund with low expense ratios.
Can I build a three-fund portfolio in the Blackrock, Inc. 401(k)?
Possibly. Many large plans offer the three building blocks, but the public data for this plan doesn't confirm it. A low-cost target-date index fund is a common one-fund alternative.
How big is the Blackrock, Inc. 401(k) plan?
The plan reported about $4.8B in net assets and 14,259 participants with balances for plan year 2024, according to its DOL Form 5500 filing.
Where does this data come from?
From public U.S. Department of Labor Form 5500 filings (EFAST2) and, where noted, the plan's SEC Form 11-K. Data can be outdated or incomplete, and this page is not financial advice.
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