Liberty Mutual Group Inc. 401(k): best low-cost funds
Liberty Mutual 401(k) Plan · Plan #002 · Boston, MA
Suggested simple Boglehead mix
- US stocks (~60%): Equity Index Class F
- International stocks (~20-30%): Eafe Index Class F
- Bonds (~10-20%): Long Term Government Bond Index FUN
Example built from fund names in the filing. Confirm these are on your current menu and check their expense ratios. Adjust the bond share for your age and risk tolerance.
Know this plan's fund menu? Submit it and we'll add a fund-by-fund pick list.
Pooled funds named in the filing (Schedule D)
These are collective trusts and similar pooled funds the plan reported holding. Names that look like index funds are tagged index by keyword, so check them yourself. Mutual funds are not listed by name in the free data.
| Fund | Manager | Type | Plan's holding |
|---|---|---|---|
| Equity Index Class F index | Blackrock Institutional Trust Company | Common/collective trust | $4.9B |
| Eafe Index Class F index | Blackrock Institutional Trust Company | Common/collective trust | $1.2B |
| Russell 2500 Index Class F index | Blackrock Institutional Trust Company | Common/collective trust | $642.3M |
| Long Term Government Bond Index FUN index | Blackrock Institutional Trust Company | Common/collective trust | $522.4M |
| US Debt Index Class F index | Blackrock Institutional Trust Company | Common/collective trust | $340.5M |
| Midcap Equity Fund Class F | Blackrock Institutional Trust Company | Common/collective trust | $291.9M |
| US Tips Fund F | Blackrock Institutional Trust Company | Common/collective trust | $193.0M |
| Boston Partners Small MID CAP Equit | Boston Partners Trust Company | Common/collective trust | $95.2M |
How plan assets are invested
| Category (Schedule H) | Amount | Share |
|---|---|---|
| Registered investment companies (mutual funds) | $54.5M | 0.5% |
| Common/collective trusts | $8.3B | 76.8% |
| Common stock (direct) | $947.7M | 8.8% |
| Participant loans | $108.7M | 1.0% |
| Other investments | $22.8M | 0.2% |
Fees paid from plan assets
| Investment advisory & management fees | $10.3M |
| Other administrative fees | $2.1M |
| Total administrative expenses | $12.5M |
Reported administrative expenses were about 0.121% of average plan assets, or about $256 per participant with a balance. This usually excludes fund expense ratios netted inside mutual funds and trusts.
Source: DOL EFAST2 Form 5500 & Schedules H/D, filing ID 20251008200633NAL0009982192001. EIN 043583679.
FAQ
What are the best low-cost funds in the Liberty Mutual Group Inc. 401(k)?
Based on public filings, index options include Equity Index Class F (US stocks), Eafe Index Class F (international stocks) and Long Term Government Bond Index FUN (bonds). Confirm them against your current plan menu and fee disclosure.
Can I build a three-fund portfolio in the Liberty Mutual Group Inc. 401(k)?
It appears so: the filing lists a US stock index fund, an international index fund and a bond index fund. The split between them depends on your own goals and risk tolerance.
How big is the Liberty Mutual Group Inc. 401(k) plan?
The plan reported about $10.8B in net assets and 48,718 participants with balances for plan year 2024, according to its DOL Form 5500 filing.
Where does this data come from?
From public U.S. Department of Labor Form 5500 filings (EFAST2) and, where noted, the plan's SEC Form 11-K. Data can be outdated or incomplete, and this page is not financial advice.
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