Textron Inc. 401(k): best low-cost funds
Textron Savings Plan · Plan #030 · Providence, RI
Suggested simple Boglehead mix
- US stocks (~60%): Vanguard Institutional 500 Index Trust
- International stocks (~20-30%): Vanguard Institutional Total International Stock Market Index Trust
- Bonds (~10-20%): Vanguard Institutional Total Bond Market Index Trust
Fund names from the plan's public SEC Form 11-K filed 2025-06-25 (fund list in the annual report). Confirm they are on your current menu and check expense ratios. Adjust the bond share for your age and risk tolerance.
Know this plan's fund menu? Submit it and we'll add a fund-by-fund pick list.
Pooled funds named in the filing (Schedule D)
These are collective trusts and similar pooled funds the plan reported holding. Names that look like index funds are tagged index by keyword, so check them yourself. Mutual funds are not listed by name in the free data.
| Fund | Manager | Type | Plan's holding |
|---|---|---|---|
| Vang Inst 500 IDX TR | Vanguard Fiduciary Trust Company | Common/collective trust | $916.0M |
| JPM US ACT CR EQ CFF | Jpmorgan Chase Bank NA | Common/collective trust | $495.2M |
| Vang Targ 2030 Plus | Vanguard Fiduciary Trust Company | Common/collective trust | $345.5M |
| Vang Targ 2035 Plus | Vanguard Fiduciary Trust Company | Common/collective trust | $328.3M |
| Vang Targ 2040 Plus | Vanguard Fiduciary Trust Company | Common/collective trust | $321.9M |
| Well Smid CAP EQ RES | Wellington Trust Company, N.a. | Common/collective trust | $271.5M |
| Vang Targ 2025 Plus | Vanguard Fiduciary Trust Company | Common/collective trust | $244.4M |
| Vang Targ 2045 Plus | Vanguard Fiduciary Trust Company | Common/collective trust | $232.9M |
| Vang Targ 2050 Plus | Vanguard Fiduciary Trust Company | Common/collective trust | $195.8M |
| Vang Targ 2055 Plus | Vanguard Fiduciary Trust Company | Common/collective trust | $158.0M |
| FID DIV Intl PL CL C | Fidelity Management Trust Company | Common/collective trust | $139.8M |
| Galliard Short Core Fund F | Wells Fargo Bank, N.a. | Common/collective trust | $126.9M |
| Vang Targ 2060 Plus | Vanguard Fiduciary Trust Company | Common/collective trust | $105.5M |
| Wellington Core Bond | Wellington Trust Company, N.a. | Common/collective trust | $95.8M |
| Vang Targ 2020 Plus | Vanguard Fiduciary Trust Company | Common/collective trust | $83.2M |
| Vanguard Target INC | Vanguard Fiduciary Trust Company | Common/collective trust | $59.2M |
| Galliard Interm. Core Fund L | Wells Fargo Bank, N.a. | Common/collective trust | $53.3M |
| Vang Inst Smid CP TR | Vanguard Fiduciary Trust Company | Common/collective trust | $53.0M |
| Vang Targ 2065 Plus | Vanguard Fiduciary Trust Company | Common/collective trust | $44.6M |
| Galliard SA Inter. Core FD E | Wells Fargo Bank, N.a. | Common/collective trust | $41.4M |
| Galliard SA Inter. Core FD J | Wells Fargo Bank, N.a. | Common/collective trust | $39.9M |
| Galliard SA Inter. Core FD C | Wells Fargo Bank, N.a. | Common/collective trust | $38.9M |
| VG IS TOT BD MKT IDX | Vanguard Fiduciary Trust Company | Common/collective trust | $30.6M |
| VG IS TL Intl STK MK | Vanguard Fiduciary Trust Company | Common/collective trust | $26.7M |
| SS Real Asset C | State Street Global Advisors Trust CO | Common/collective trust | $10.3M |
| Principal/blackrock ST Invest FD A | Wells Fargo | Common/collective trust | $4.8M |
| Vanguard Target 2070 | Vanguard Fiduciary Trust Company | Common/collective trust | $2.1M |
| Galliard SA Interm. Core FD N | Wells Fargo Bank, N.a. | Common/collective trust | $0 |
| Galliard SA Interm. Core FD J | Wells Fargo Bank, N.a. | Common/collective trust | $0 |
| JPM US ACT Core EQ | Jpmorgan Chase Bank, N.a. | Common/collective trust | $0 |
How plan assets are invested
| Category (Schedule H) | Amount | Share |
|---|---|---|
| Registered investment companies (mutual funds) | $127.8M | 2.1% |
| Common/collective trusts | $4.5B | 72.9% |
| Employer securities (company stock) | $1.1B | 17.7% |
| Common stock (direct) | $201.9M | 3.3% |
| Participant loans | $81.8M | 1.3% |
| Other investments | $16.2M | 0.3% |
Fees paid from plan assets
| Contract administrator fees | $0 |
| Investment advisory & management fees | $0 |
| Other administrative fees | $-15,001 |
| Total administrative expenses | $1.7M |
Reported administrative expenses were about 0.029% of average plan assets, or about $48 per participant with a balance. This usually excludes fund expense ratios netted inside mutual funds and trusts.
Source: DOL EFAST2 Form 5500 & Schedules H/D, filing ID 20250708132051NAL0004714017001. EIN 050315468.
FAQ
What are the best low-cost funds in the Textron Inc. 401(k)?
Based on public filings, index options include Vanguard Institutional 500 Index Trust (US stocks), Vanguard Institutional Total International Stock Market Index Trust (international stocks) and Vanguard Institutional Total Bond Market Index Trust (bonds). Confirm them against your current plan menu and fee disclosure.
Can I build a three-fund portfolio in the Textron Inc. 401(k)?
It appears so: the filing lists a US stock index fund, an international index fund and a bond index fund. The split between them depends on your own goals and risk tolerance.
How big is the Textron Inc. 401(k) plan?
The plan reported about $6.1B in net assets and 35,595 participants with balances for plan year 2024, according to its DOL Form 5500 filing.
Where does this data come from?
From public U.S. Department of Labor Form 5500 filings (EFAST2) and, where noted, the plan's SEC Form 11-K. Data can be outdated or incomplete, and this page is not financial advice.
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