Keycorp 401(k): best low-cost funds
Keycorp 401k Savings Plan · Plan #002 · Cleveland, OH
Suggested simple Boglehead mix
- US stocks (~60%): BlackRock Equity Index Fund
- International stocks (~20-30%): BlackRock MSCI ACWI ex-U.S. IMI Index Fund
- Bonds (~10-20%): BlackRock U.S. Debt Index Fund
Fund names from the plan's public SEC Form 11-K filed 2026-06-25 (fund list in the annual report). Confirm they are on your current menu and check expense ratios. Adjust the bond share for your age and risk tolerance.
Know this plan's fund menu? Submit it and we'll add a fund-by-fund pick list.
Pooled funds named in the filing (Schedule D)
These are collective trusts and similar pooled funds the plan reported holding. Names that look like index funds are tagged index by keyword, so check them yourself. Mutual funds are not listed by name in the free data.
| Fund | Manager | Type | Plan's holding |
|---|---|---|---|
| Equity Index Fund index | Blackrock Institutional Investment Co., N.a. | Common/collective trust | $856.8M |
| Extended Equity Market Fund | Blackrock Institutional Investment Co., N.a. | Common/collective trust | $236.7M |
| Boston Partners Large CAP Value EQU | Boston Partners Large CAP Value Equity Fund | Common/collective trust | $226.1M |
| Msci Acwi Ex-u.s. IMI Index Fund F index | Blackrock Institutional Investment Co., N.a. | Common/collective trust | $180.4M |
| Pimco Collective Invt | SEI Trust Company | Common/collective trust | $159.8M |
| Lifepath Index 2045 NL FD index | Blackrock Institutional Investment Co., N.a. | Common/collective trust | $151.6M |
| Lifepath Index Retirement NL FD index | Blackrock Institutional Investment Co., N.a. | Common/collective trust | $143.2M |
| Lifepath Index 2035 NL FD index | Blackrock Institutional Investment Co., N.a. | Common/collective trust | $139.8M |
| Lifepath Index 2040 NL FD index | Blackrock Institutional Investment Co., N.a. | Common/collective trust | $137.5M |
| Lifepath Index 2030 NL FD index | Blackrock Institutional Investment Co., N.a. | Common/collective trust | $133.2M |
| Keybank EB Mangd Guar INV Cntrt FD | Keybank National Association | Common/collective trust | $129.9M |
| Lifepath Index 2050 NL FD index | Blackrock Institutional Investment Co., N.a. | Common/collective trust | $124.4M |
| Lifepath Index 2055 NL FD index | Blackrock Institutional Investment Co., N.a. | Common/collective trust | $95.5M |
| U.s. Debt Index Fund index | Blackrock Institutional Investment Co., N.a. | Common/collective trust | $77.1M |
| Lifepath Index 2060 NL FD index | Blackrock Institutional Investment Co., N.a. | Common/collective trust | $58.0M |
| Harding Loevner Collective INV Trst | Global Trust Company | Common/collective trust | $36.7M |
| Lifepath Index 2065 NL FD index | Blackrock Institutional Investment Co., N.a. | Common/collective trust | $23.1M |
| Pimco Diversified Real Assets CIT | SEI Trust Company | Common/collective trust | $22.2M |
| Collective U.s. Government Stif | Northern Trust Investments, Inc. | Common/collective trust | $11.4M |
| Lifepath Index 2025 NL FD index | Blackrock Institutional Investment Co., N.a. | Common/collective trust | $0 |
How plan assets are invested
| Category (Schedule H) | Amount | Share |
|---|---|---|
| Registered investment companies (mutual funds) | $405.4M | 9.8% |
| Common/collective trusts | $2.9B | 71.3% |
| Employer securities (company stock) | $118.0M | 2.9% |
| Common stock (direct) | $605.9M | 14.7% |
| Participant loans | $56.4M | 1.4% |
Fees paid from plan assets
| Investment advisory & management fees | $4.5M |
| Other administrative fees | $12,575 |
| Total administrative expenses | $5.2M |
Reported administrative expenses were about 0.133% of average plan assets, or about $188 per participant with a balance. This usually excludes fund expense ratios netted inside mutual funds and trusts.
Source: DOL EFAST2 Form 5500 & Schedules H/D, filing ID 20250812170605NAL0018664450001. EIN 346542451.
FAQ
What are the best low-cost funds in the Keycorp 401(k)?
Based on public filings, index options include BlackRock Equity Index Fund (US stocks), BlackRock MSCI ACWI ex-U.S. IMI Index Fund (international stocks) and BlackRock U.S. Debt Index Fund (bonds). Confirm them against your current plan menu and fee disclosure.
Can I build a three-fund portfolio in the Keycorp 401(k)?
It appears so: the filing lists a US stock index fund, an international index fund and a bond index fund. The split between them depends on your own goals and risk tolerance.
How big is the Keycorp 401(k) plan?
The plan reported about $4.1B in net assets and 27,787 participants with balances for plan year 2024, according to its DOL Form 5500 filing.
Where does this data come from?
From public U.S. Department of Labor Form 5500 filings (EFAST2) and, where noted, the plan's SEC Form 11-K. Data can be outdated or incomplete, and this page is not financial advice.
Other finance & insurance employers
- Citigroup Inc.
- Morgan Stanley Domestic Holdings, LLC
- The Goldman Sachs Group, Inc.
- U.s. Bancorp
- United Services Automobile Association
- Liberty Mutual Group Inc.