Hy-vee, Inc. 401(k): best low-cost funds
The Hy-vee And Affiliates 401(k) Plan · Plan #002 · West DES Moines, IA
Suggested simple Boglehead mix
The public data doesn't show enough index funds from this plan to suggest a full mix. A typical Boglehead approach: look in your menu for a US total market or S&P 500 index fund, an international index fund, and a US bond index fund, all with expense ratios under about 0.10%. Or use one low-cost target-date index fund. How the 3-fund portfolio works.
Know this plan's fund menu? Submit it and we'll add a fund-by-fund pick list.
Pooled funds named in the filing (Schedule D)
These are collective trusts and similar pooled funds the plan reported holding. Names that look like index funds are tagged index by keyword, so check them yourself. Mutual funds are not listed by name in the free data.
| Fund | Manager | Type | Plan's holding |
|---|---|---|---|
| Prin Lifetime HY 2030 CIT T | Principal Global Investors Trust CO | Common/collective trust | $444.9M |
| Prin Lifetime HY 2050 CIT T | Principal Global Investors Trust CO | Common/collective trust | $398.0M |
| Prin Lifetime HY 2040 CIT T | Principal Global Investors Trust CO | Common/collective trust | $312.7M |
| Prin Lgcp S&P 500 Index Sa-z index | Principal Life Insurance Company | Pooled separate account | $211.0M |
| Prin Lifetime HY 2020 CIT T | Principal Global Investors Trust CO | Common/collective trust | $177.0M |
| Prin Midcap Sa-classic | Principal Life Insurance Company | Pooled separate account | $148.8M |
| Clearbridge LR CP Grwth CIT R3 | Great Gray Trust Company | Common/collective trust | $107.1M |
| Prin Lifetime HY 2060 CIT T | Principal Global Investors Trust CO | Common/collective trust | $102.0M |
| Principal Stable Value Z Fund | Principal Global Investors Trust CO | Common/collective trust | $88.3M |
| Prin Smcap S&P 600 Index Sa-z index | Principal Life Insurance Company | Pooled separate account | $88.2M |
| Prin Lifetime HY 2055 CIT T | Principal Global Investors Trust CO | Common/collective trust | $81.4M |
| Prin Lifetime HY INC CIT T | Principal Global Investors Trust CO | Common/collective trust | $64.2M |
| Prin Lifetime HY 2045 CIT T | Principal Global Investors Trust CO | Common/collective trust | $60.8M |
| Prin Lifetime HY 2035 CIT T | Principal Global Investors Trust CO | Common/collective trust | $59.5M |
| Principal U.s. Property Sa-z | Principal Life Insurance Company | Pooled separate account | $54.4M |
| Prin Lifetime HY 2025 CIT T | Principal Global Investors Trust CO | Common/collective trust | $47.3M |
| Prin Intl EQ Separate Acct-z | Principal Life Insurance Company | Pooled separate account | $44.3M |
| Prin Lifetime HY 2065 CIT T | Principal Global Investors Trust CO | Common/collective trust | $43.0M |
| Prin Midcap Value I Sa-z | Principal Life Insurance Company | Pooled separate account | $34.9M |
| Core Plus Bond SEP Act-classic | Principal Life Insurance Company | Pooled separate account | $33.8M |
| Prin Smcap Growth I SEP Acct-z | Principal Life Insurance Company | Pooled separate account | $30.4M |
| Prin Midcap S&P 400 IDX Sa-z index | Principal Life Insurance Company | Pooled separate account | $19.4M |
| Prin Smcap Value II SEP Acct-z | Principal Life Insurance Company | Pooled separate account | $16.6M |
| Prin Lifetime HYB 2070 CIT T | Principal Global Investors Trust CO | Common/collective trust | $7.6M |
| Prin Lifetime HY 2015 CIT T | Principal Global Investors Trust CO | Common/collective trust | $7.0M |
| Principal LT ST INC CIT TR V | Principal Global Investors Trust CO | Common/collective trust | $0 |
| Principal LT 2020 CIT Tier V | Principal Global Investors Trust CO | Common/collective trust | $0 |
| Principal LT 2030 CIT Tier V | Principal Global Investors Trust CO | Common/collective trust | $0 |
| Principal LT 2040 CIT Tier V | Principal Global Investors Trust CO | Common/collective trust | $0 |
| Principal LT 2050 CIT Tier V | Principal Global Investors Trust CO | Common/collective trust | $0 |
| Principal LT 2060 CIT Tier V | Principal Global Investors Trust CO | Common/collective trust | $0 |
| Principal LT 2025 CIT Tier V | Principal Global Investors Trust CO | Common/collective trust | $0 |
| Principal LT 2070 CIT Tier V | Principal Global Investors Trust CO | Common/collective trust | $0 |
How plan assets are invested
| Category (Schedule H) | Amount | Share |
|---|---|---|
| Registered investment companies (mutual funds) | $141.1M | 4.5% |
| Common/collective trusts | $2.0B | 64.4% |
| Pooled separate accounts | $681.8M | 21.9% |
| Employer securities (company stock) | $153.9M | 5.0% |
| Participant loans | $51.6M | 1.7% |
| Other investments | $40.8M | 1.3% |
Fees paid from plan assets
| Contract administrator fees | $3.4M |
| Other administrative fees | $10,545 |
| Total administrative expenses | $3.4M |
Reported administrative expenses were about 0.113% of average plan assets, or about $60 per participant with a balance. This usually excludes fund expense ratios netted inside mutual funds and trusts.
Source: DOL EFAST2 Form 5500 & Schedules H/D, filing ID 20260211093024NAL0006601170001. EIN 420325638.
FAQ
What are the best low-cost funds in the Hy-vee, Inc. 401(k)?
The free public data doesn't list enough of the Hy-vee, Inc. plan's index funds to say. Look in your plan's fee disclosure (404a-5 notice) for a US stock index fund, an international index fund and a bond index fund with low expense ratios.
Can I build a three-fund portfolio in the Hy-vee, Inc. 401(k)?
Possibly. Many large plans offer the three building blocks, but the public data for this plan doesn't confirm it. A low-cost target-date index fund is a common one-fund alternative.
How big is the Hy-vee, Inc. 401(k) plan?
The plan reported about $3.1B in net assets and 57,133 participants with balances for plan year 2024, according to its DOL Form 5500 filing.
Where does this data come from?
From public U.S. Department of Labor Form 5500 filings (EFAST2) and, where noted, the plan's SEC Form 11-K. Data can be outdated or incomplete, and this page is not financial advice.
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