Best BUY Enterprise Services, Inc. 401(k): best low-cost funds
Best BUY Retirement Savings Plan · Plan #002 · Richfield, MN
Suggested simple Boglehead mix
- US stocks (~60%): State Street S&P 500 Index Fund - Class II
- International stocks (~20-30%): State Street Global All Cap Equity Ex U.S. Index Fund - Class II
- Bonds (~10-20%): State Street U.S. Bond Index SL Series Fund - Class XIV
Fund names from the plan's public SEC Form 11-K filed 2025-06-24 (fund list in the annual report). Confirm they are on your current menu and check expense ratios. Adjust the bond share for your age and risk tolerance.
Know this plan's fund menu? Submit it and we'll add a fund-by-fund pick list.
Pooled funds named in the filing (Schedule D)
These are collective trusts and similar pooled funds the plan reported holding. Names that look like index funds are tagged index by keyword, so check them yourself. Mutual funds are not listed by name in the free data.
| Fund | Manager | Type | Plan's holding |
|---|---|---|---|
| State Street S&P 500 Index Fund - C index | State Street Funds | Common/collective trust | $860.5M |
| State Street Russell Small/mid CAP index | State Street Funds | Common/collective trust | $277.9M |
| Target Retirement 2050 SL SF Classv | State Street Global Advisors | Common/collective trust | $238.3M |
| State Street Global ALL CAP Equity | State Street Funds | Common/collective trust | $210.2M |
| Prudential Core Plus Bond Fund | Prudential Trust Company | Common/collective trust | $181.1M |
| Target Retirement 2045 SL SF Classv | State Street Global Advisors | Common/collective trust | $174.8M |
| Target Retirement 2055 SL SF Classv | State Street Global Advisors | Common/collective trust | $146.3M |
| MFS International Equity Fund-cls 4 | MFS International | Common/collective trust | $132.3M |
| Target Retirement 2040 SL SF Classv | State Street Global Advisors | Common/collective trust | $128.9M |
| Target Retirement 2035 SL SF Classv | State Street Global Advisors | Common/collective trust | $104.6M |
| Target Retirement 2060 SL SF Classv | State Street Global Advisors | Common/collective trust | $87.1M |
| Target Retirement 2030 SL SF Classv | State Street Global Advisors | Common/collective trust | $69.1M |
| Fixed Income Fund F | Wells Fargo Bank, N.a. | Common/collective trust | $59.1M |
| State Street U.s. Bond Index index | State Street Funds | Common/collective trust | $54.2M |
| Target Retirement Income SL SF CL V | State Street Global Advisors | Common/collective trust | $44.4M |
| Fixed Income Fund A | Wells Fargo Bank, N.a. | Common/collective trust | $43.3M |
| Fixed Income Fund L | Wells Fargo Bank, N.a. | Common/collective trust | $42.6M |
| Target Retirement 2025 SL SF Classv | State Street Global Advisors | Common/collective trust | $40.9M |
| DFA US Targeted Value | Dimensional Fund Advisors | Common/collective trust | $35.9M |
| Target Retirement 2020 SL SF Classv | State Street Global Advisors | Common/collective trust | $18.1M |
| Target Retirement 2065 SL SF Classv | State Street Global Advisors | Common/collective trust | $16.7M |
| Short Term Investment Fund | Wells Fargo Bank, N.a. | Common/collective trust | $7.7M |
How plan assets are invested
| Category (Schedule H) | Amount | Share |
|---|---|---|
| Registered investment companies (mutual funds) | $35.9M | 1.1% |
| Common/collective trusts | $3.0B | 95.1% |
| Employer securities (company stock) | $97.9M | 3.1% |
| Participant loans | $1.3M | 0.0% |
| Other investments | $6.5M | 0.2% |
Fees paid from plan assets
| Contract administrator fees | $137,116 |
| Investment advisory & management fees | $2.5M |
| Other administrative fees | $14,150 |
| Total administrative expenses | $4.9M |
Reported administrative expenses were about 0.164% of average plan assets, or about $89 per participant with a balance. This usually excludes fund expense ratios netted inside mutual funds and trusts.
Source: DOL EFAST2 Form 5500 & Schedules H/D, filing ID 20250814124745NAL0009881985001. EIN 550805038.
FAQ
What are the best low-cost funds in the Best BUY Enterprise Services, Inc. 401(k)?
Based on public filings, index options include State Street S&P 500 Index Fund - Class II (US stocks), State Street Global All Cap Equity Ex U.S. Index Fund - Class II (international stocks) and State Street U.S. Bond Index SL Series Fund - Class XIV (bonds). Confirm them against your current plan menu and fee disclosure.
Can I build a three-fund portfolio in the Best BUY Enterprise Services, Inc. 401(k)?
It appears so: the filing lists a US stock index fund, an international index fund and a bond index fund. The split between them depends on your own goals and risk tolerance.
How big is the Best BUY Enterprise Services, Inc. 401(k) plan?
The plan reported about $3.1B in net assets and 55,134 participants with balances for plan year 2024, according to its DOL Form 5500 filing.
Where does this data come from?
From public U.S. Department of Labor Form 5500 filings (EFAST2) and, where noted, the plan's SEC Form 11-K. Data can be outdated or incomplete, and this page is not financial advice.
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