Firstenergy Corp. 401(k): best low-cost funds
Firstenergy Corp. Savings Plan · Plan #002 · Akron, OH
Suggested simple Boglehead mix
The public data doesn't show enough index funds from this plan to suggest a full mix. A typical Boglehead approach: look in your menu for a US total market or S&P 500 index fund, an international index fund, and a US bond index fund, all with expense ratios under about 0.10%. Or use one low-cost target-date index fund. How the 3-fund portfolio works.
Know this plan's fund menu? Submit it and we'll add a fund-by-fund pick list.
Pooled funds named in the filing (Schedule D)
These are collective trusts and similar pooled funds the plan reported holding. Names that look like index funds are tagged index by keyword, so check them yourself. Mutual funds are not listed by name in the free data.
| Fund | Manager | Type | Plan's holding |
|---|---|---|---|
| Blackrock Equity Index Fund index | Blackrock Inst. Trust Company, N.a. | Common/collective trust | $855.6M |
| Fiam Core Plus CL J | Fidelity Institutional Asset Management | Common/collective trust | $199.1M |
| BTC Lpath IDX RET W | Blackrock Inst. Trust Company, N.a. | Common/collective trust | $195.0M |
| BTC Lpth IDX 2050 W | Blackrock Inst. Trust Company, N.a. | Common/collective trust | $121.5M |
| BTC Lpth IDX 2030 W | Blackrock Inst. Trust Company, N.a. | Common/collective trust | $117.4M |
| Russell 1000 Growth Fund F index | Blackrock Institutional Trust Company, N.a. | Common/collective trust | $101.7M |
| BTC Lpth IDX 2055 W | Blackrock Inst. Trust Company, N.a. | Common/collective trust | $100.7M |
| BTC Lpth IDX 2035 W | Blackrock Inst. Trust Company, N.a. | Common/collective trust | $95.6M |
| BTC Lpth IDX 2045 W | Blackrock Inst. Trust Company, N.a. | Common/collective trust | $94.3M |
| BTC Extended Market Fund index | Blackrock Inst. Trust Company, N.a. | Common/collective trust | $92.7M |
| BTC Lpth IDX 2040 W | Blackrock Inst. Trust Company, N.a. | Common/collective trust | $81.6M |
| BTC Lpth IDX 2060 W | Blackrock Inst. Trust Company, N.a. | Common/collective trust | $66.5M |
| BTC Acwi EX US IMI L | Blackrock Inst. Trust Company, N.a. | Common/collective trust | $49.4M |
| BTC R2000 Growth F | Blackrock Inst. Trust Company, N.a. | Common/collective trust | $41.1M |
| BTC Lpth IDX 2065 W | Blackrock Inst. Trust Company, N.a. | Common/collective trust | $25.4M |
| BTC US Debt Index Fund index | Blackrock Inst. Trust Company, N.a. | Common/collective trust | $17.0M |
| COL DIV Income CAP | Ameriprise Trust Company | Common/collective trust | $3.2M |
| Lifepath Index 2025 Fund index | Blackrock Inst. Trust Company, N.a. | Common/collective trust | $0 |
| Lifepath Index 2045 Fund index | Blackrock Inst. Trust Company, N.a. | Common/collective trust | $0 |
| Lifepath Index 2030 Fund index | Blackrock Inst. Trust Company, N.a. | Common/collective trust | $0 |
| Lifepath Index 2040 Fund index | Blackrock Inst. Trust Company, N.a. | Common/collective trust | $0 |
| Lifepath Index 2050 Fund index | Blackrock Inst. Trust Company, N.a. | Common/collective trust | $0 |
| Lifepath Index 2055 Fund index | Blackrock Inst. Trust Company, N.a. | Common/collective trust | $0 |
| Lifepath Index Retiremnt index | Blackrock Inst. Trust Company, N.a. | Common/collective trust | $0 |
| Lifepath Index 2035 Fund index | Blackrock Inst. Trust Company, N.a. | Common/collective trust | $0 |
| BTC Lifepath 2065 L | Blackrock Inst. Trust Company, N.a. | Common/collective trust | $0 |
| Blackrock MS Acwi Exus Inxfd F | Blackrock Inst. Trust Company, N.a. | Common/collective trust | $0 |
How plan assets are invested
| Category (Schedule H) | Amount | Share |
|---|---|---|
| Registered investment companies (mutual funds) | $631.0M | 16.2% |
| Common/collective trusts | $2.3B | 57.9% |
| Insurance co. general account | $209.6M | 5.4% |
| Employer securities (company stock) | $415.9M | 10.7% |
| Common stock (direct) | $157.0M | 4.0% |
| Participant loans | $56.5M | 1.4% |
| Other investments | $124.1M | 3.2% |
Fees paid from plan assets
| Contract administrator fees | $7,500 |
| Investment advisory & management fees | $2.9M |
| Other administrative fees | $544,511 |
| Total administrative expenses | $3.5M |
Reported administrative expenses were about 0.092% of average plan assets, or about $210 per participant with a balance. This usually excludes fund expense ratios netted inside mutual funds and trusts.
Source: DOL EFAST2 Form 5500 & Schedules H/D, filing ID 20250731064450NAL0002381251001. EIN 341843785.
FAQ
What are the best low-cost funds in the Firstenergy Corp. 401(k)?
The free public data doesn't list enough of the Firstenergy Corp. plan's index funds to say. Look in your plan's fee disclosure (404a-5 notice) for a US stock index fund, an international index fund and a bond index fund with low expense ratios.
Can I build a three-fund portfolio in the Firstenergy Corp. 401(k)?
Possibly. Many large plans offer the three building blocks, but the public data for this plan doesn't confirm it. A low-cost target-date index fund is a common one-fund alternative.
How big is the Firstenergy Corp. 401(k) plan?
The plan reported about $3.9B in net assets and 16,604 participants with balances for plan year 2024, according to its DOL Form 5500 filing.
Where does this data come from?
From public U.S. Department of Labor Form 5500 filings (EFAST2) and, where noted, the plan's SEC Form 11-K. Data can be outdated or incomplete, and this page is not financial advice.
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