Fedex Corporation 401(k): best low-cost funds
Fedex Corporation Retirement Savings Plan II · Plan #004 · Memphis, TN
Suggested simple Boglehead mix
The public data doesn't show enough index funds from this plan to suggest a full mix. A typical Boglehead approach: look in your menu for a US total market or S&P 500 index fund, an international index fund, and a US bond index fund, all with expense ratios under about 0.10%. Or use one low-cost target-date index fund. How the 3-fund portfolio works.
Know this plan's fund menu? Submit it and we'll add a fund-by-fund pick list.
Pooled funds named in the filing (Schedule D)
These are collective trusts and similar pooled funds the plan reported holding. Names that look like index funds are tagged index by keyword, so check them yourself. Mutual funds are not listed by name in the free data.
| Fund | Manager | Type | Plan's holding |
|---|---|---|---|
| Vanguard Target Retirement 2055 TRU | Vanguard Fiduciary Trust Company | Common/collective trust | $372.7M |
| Vanguard Target Retirement 2060 TRU | Vanguard Fiduciary Trust Company | Common/collective trust | $366.7M |
| Vanguard Target Retirement 2050 TRU | Vanguard Fiduciary Trust Company | Common/collective trust | $336.8M |
| Vanguard Institutional 500 Index FD index | Vanguard Fiduciary Trust Company | Common/collective trust | $334.4M |
| Vanguard Target Retirement 2065 TRU | Vanguard Fiduciary Trust Company | Common/collective trust | $266.4M |
| Vanguard Target Retirement 2045 TRU | Vanguard Fiduciary Trust Company | Common/collective trust | $261.5M |
| Vanguard Target Retirement 2040 TRU | Vanguard Fiduciary Trust Company | Common/collective trust | $229.6M |
| Vanguard Target Retirement 2035 TRU | Vanguard Fiduciary Trust Company | Common/collective trust | $201.3M |
| Vanguard Target Retirement 2030 TRU | Vanguard Fiduciary Trust Company | Common/collective trust | $157.6M |
| Vanguard Inst Total Intl Stock MKT | Vanguard Fiduciary Trust Company | Common/collective trust | $156.8M |
| Vanguard Inst Extended Market Index index | Vanguard Fiduciary Trust Company | Common/collective trust | $142.0M |
| Vanguard Target Retirement 2025 TRU | Vanguard Fiduciary Trust Company | Common/collective trust | $83.6M |
| Vanguard Inst Total Bond MKT Index index | Vanguard Fiduciary Trust Company | Common/collective trust | $65.5M |
| Fedex International Active Equity F | Fedex Corporation | Master trust | $24.1M |
| Vanguard Target Retirement 2020 TRU | Vanguard Fiduciary Trust Company | Common/collective trust | $21.8M |
| Vanguard Retirement Savings TRT II | Vanguard Fiduciary Trust Company | Common/collective trust | $15.9M |
| Vanguard Target Retirement 2070 TRU | Vanguard Fiduciary Trust Company | Common/collective trust | $15.3M |
| Vanguard Target Retirement INC Trus | Vanguard Fiduciary Trust Company | Common/collective trust | $8.5M |
| Fedex Diversified Bond Master Trust | Fedex Corporation | Master trust | $3.3M |
| Fedex Stock Fund Master Trust | Fedex Corporation | Master trust | $1.7M |
How plan assets are invested
| Category (Schedule H) | Amount | Share |
|---|---|---|
| Registered investment companies (mutual funds) | $314.3M | 8.9% |
| Common/collective trusts | $3.0B | 86.4% |
| Master trusts | $29.1M | 0.8% |
| Participant loans | $96.6M | 2.7% |
| Other investments | $21.5M | 0.6% |
Fees paid from plan assets
| Investment advisory & management fees | $570,917 |
| Other administrative fees | $1.1M |
| Total administrative expenses | $2.4M |
Reported administrative expenses were about 0.080% of average plan assets, or about $9 per participant with a balance. This usually excludes fund expense ratios netted inside mutual funds and trusts.
Source: DOL EFAST2 Form 5500 & Schedules H/D, filing ID 20251014165555NAL0003337169001. EIN 621721435.
FAQ
What are the best low-cost funds in the Fedex Corporation 401(k)?
The free public data doesn't list enough of the Fedex Corporation plan's index funds to say. Look in your plan's fee disclosure (404a-5 notice) for a US stock index fund, an international index fund and a bond index fund with low expense ratios.
Can I build a three-fund portfolio in the Fedex Corporation 401(k)?
Possibly. Many large plans offer the three building blocks, but the public data for this plan doesn't confirm it. A low-cost target-date index fund is a common one-fund alternative.
How big is the Fedex Corporation 401(k) plan?
The plan reported about $3.5B in net assets and 281,166 participants with balances for plan year 2024, according to its DOL Form 5500 filing.
Where does this data come from?
From public U.S. Department of Labor Form 5500 filings (EFAST2) and, where noted, the plan's SEC Form 11-K. Data can be outdated or incomplete, and this page is not financial advice.
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