Epic Systems Corporation 401(k): best low-cost funds
Epic Systems Corporation 401(k) Plan · Plan #001 · Verona, WI
Suggested simple Boglehead mix
The public data doesn't show enough index funds from this plan to suggest a full mix. A typical Boglehead approach: look in your menu for a US total market or S&P 500 index fund, an international index fund, and a US bond index fund, all with expense ratios under about 0.10%. Or use one low-cost target-date index fund. How the 3-fund portfolio works.
Know this plan's fund menu? Submit it and we'll add a fund-by-fund pick list.
Pooled funds named in the filing (Schedule D)
These are collective trusts and similar pooled funds the plan reported holding. Names that look like index funds are tagged index by keyword, so check them yourself. Mutual funds are not listed by name in the free data.
| Fund | Manager | Type | Plan's holding |
|---|---|---|---|
| FID Frdm INX 2055 Y | Fiam Trust Company | Common/collective trust | $421.9M |
| FID Frdm INX 2060 Y | Fiam Trust Company | Common/collective trust | $394.4M |
| SP TTL Mrkt IDX CL E | Geode Capital Management, LLC | Common/collective trust | $392.8M |
| FID Frdm INX 2050 Y | Fiam Trust Company | Common/collective trust | $321.5M |
| SP LC GRW IDX CL E | Geode Capital Management, LLC | Common/collective trust | $312.2M |
| FID Frdm INX 2045 Y | Fiam Trust Company | Common/collective trust | $145.0M |
| FID Frdm INX 2040 Y | Fiam Trust Company | Common/collective trust | $109.9M |
| FID Frdm INX 2065 Y | Fiam Trust Company | Common/collective trust | $51.6M |
| SP Intl Index E index | Geode Capital Management, LLC | Common/collective trust | $43.2M |
| FID Frdm INX 2035 Y | Fiam Trust Company | Common/collective trust | $42.9M |
| SP EXT MKT IDX CL E | Geode Capital Management Trust | Common/collective trust | $40.9M |
| FID Frdm INX 2030 Y | Fiam Trust Company | Common/collective trust | $28.1M |
| SP EM MKT IDX CL E | Geode Capital Management, LLC | Common/collective trust | $19.9M |
| C&S US Realty A | SEI Trust Company | Common/collective trust | $16.8M |
| Putnam Stable Value | Putnam Fiduciary Trust Company | Common/collective trust | $15.9M |
| FID Frdm INX 2025 Y | Fiam Trust Company | Common/collective trust | $9.3M |
| FID Frdm INX 2020 Y | Fiam Trust Company | Common/collective trust | $3.7M |
| FID Frdm INX INC Y | Fiam Trust Company | Common/collective trust | $3.2M |
| FID Frdm INX 2015 Y | Fiam Trust Company | Common/collective trust | $1.1M |
| FID Frdm INX 2010 Y | Fiam Trust Company | Common/collective trust | $629,338 |
| FID Frdm INX 2005 Y | Fiam Trust Company | Common/collective trust | $0 |
How plan assets are invested
| Category (Schedule H) | Amount | Share |
|---|---|---|
| Registered investment companies (mutual funds) | $398.6M | 13.7% |
| Common/collective trusts | $2.4B | 81.9% |
| Common stock (direct) | $29.6M | 1.0% |
| Other investments | $283,437 | 0.0% |
Fees paid from plan assets
| Contract administrator fees | $2,700 |
| Investment advisory & management fees | $0 |
| Other administrative fees | $0 |
| Total administrative expenses | $271,253 |
Reported administrative expenses were about 0.010% of average plan assets, or about $12 per participant with a balance. This usually excludes fund expense ratios netted inside mutual funds and trusts.
Source: DOL EFAST2 Form 5500 & Schedules H/D, filing ID 20250909165359NAL0020434401001. EIN 391319950.
FAQ
What are the best low-cost funds in the Epic Systems Corporation 401(k)?
The free public data doesn't list enough of the Epic Systems Corporation plan's index funds to say. Look in your plan's fee disclosure (404a-5 notice) for a US stock index fund, an international index fund and a bond index fund with low expense ratios.
Can I build a three-fund portfolio in the Epic Systems Corporation 401(k)?
Possibly. Many large plans offer the three building blocks, but the public data for this plan doesn't confirm it. A low-cost target-date index fund is a common one-fund alternative.
How big is the Epic Systems Corporation 401(k) plan?
The plan reported about $2.9B in net assets and 22,521 participants with balances for plan year 2024, according to its DOL Form 5500 filing.
Where does this data come from?
From public U.S. Department of Labor Form 5500 filings (EFAST2) and, where noted, the plan's SEC Form 11-K. Data can be outdated or incomplete, and this page is not financial advice.
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